Who we are
Paykey.me is a portal which aims to educate the visitors on how they can choose and pick different financing products wisely while increasing their net worth. Most often we all people eventually get in debt while covering up on different life necessities including but not limited to mortgage, car finance, wedding loan, and payday loans. However, being into such a situation is an easy task but getting out of debt and making a good credit history is a difficult one, that’s why we are here to help you around and figure out how to get debt free. Get more details from About Us Page.
Today here we will discuss about the data we collect automatically or by other means when a user visit this website. By using this website, you are explicitly accepting our terms and privacy policy. This privacy policy covers only usage of Paykey.me and do not cover any other third-party websites. We always make it sure to comply with General Data Protection Regulation (GDRP). Feel free to ask any question related with your privacy at Contact-US page.
Our website address is: Paykey.me
Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms.
What personal data we collect and why we collect it
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Contact Forms
Any information you send us by using our contact-us page. Including your email, name, phone, and message.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Analytics
We use third-party services to analyze the behavior of people while using this website. There is no personally identifiable information collected under this section and includes items below;
The data is collected automatically and includes your IP address, ISP, demographic and geographic information, operating system identifier for computer or mobile, page by page navigation path on our site, and the stay time on each page.
All this information helps us to deliver a better experience to our users. As this website uses advertisement model to generate revenue so we and our service providers and other third parties may also collect information about users of this website automatically.
We do not have any control on cookies which are setup by our advertisers or other third-parties. Advertisers may collect information about our users while they visit this website. You can find How Google uses data when you use our partners’ sites or apps.
As they have their own privacy policy you must read their terms. We are not liable and disclaim all or any liabilities in connection with all advertisers and other third parties including their data collection and use of that information.
If you do not want to let those cookies to track your usage, then you the choice to opt out. You can tweak the Ads settings from your Google account. To opt out of other third parties cookies tracking your can submit your request at www.aboutads.info.
However, if you setup your browser to refuse cookies, some parts of our services will not be available or may not work properly. There is no legal obligation to provide us the usage information. But if you don’t provide us the information, we may not be able to offer you our services which you have requested or may offered with limited access and usage.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
We have to share the users data with some of third party services including Google and other third-party affiliate partners. This is to make sure that this website is keep growing and alive to offer you the requested material.
Such third-parties includes advertising companies to whom we have contracted with. They may collect information about your usage of this site and other sites on the internet to offer the most relevant advertisements. The information is collected automatically and is not personally identifiable and there is no human involvement.
In addition to above, we do not share your data with anyone, unless it is required by law to do so for the well being of overall community.
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
Opt-out of Online Behavioral Advertising
Some of third-parties cookies can also be blocked by opting-out from the advertising program those companies participate in. You can visit www.youradchoices.com to learn more and tweaking your advertisement choices.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
CCPA Privacy Rights (Do Not Sell My Personal Information)
Under the CCPA, among other rights, California consumers have the right to:
Request that a business that collects a consumer’s personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.
Request that a business delete any personal data about the consumer that a business has collected.
Request that a business that sells a consumer’s personal data, not sell the consumer’s personal data.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.
GDPR Data Protection Rights
We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.
The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.
The right to erasure – You have the right to request that we erase your personal data, under certain conditions.
The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.
The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.
The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.
Processing information from children
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
This website is not intended for children especially for under 13. We do not collect any data from children and if we discover to receive any identifiable information from minors between 13-17 we take appropriate steps to delete that information as quick as possible. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.
How we protect your data
We take all the possible steps to protect our visitor’s data. As its really an important thing for us.